Most employers do not require you to sign up for their insurance. You might have to show that you have some other health coverage such as Medi-Cal, Medicare, or insurance through a family member. Check with your employer to see what its rules are. Your employer must apply its rules the same to everyone.

Do I need to sign up for Medicare if my spouse is still working?

A. No, as long as you follow Medicare’s rules. Almost anybody who is retired but has group health coverage from the employer of a spouse who is still working does not need to sign up for Medicare Part B on reaching 65.

Do you have to have health insurance if you work for an employer?

Health insurance plans generally allow qualified dependents to be added to any plan. However, for group health insurance plans, it is optional for employers to pay for the health insurance coverage of employee dependents.

When do you have to sign up for health insurance 2019?

You can enroll in Marketplace health coverage through August 15 due to the coronavirus disease 2019 (COVID-19) emergency. More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past.

How can I find out if my employer offers health insurance?

If your employer doesn’t offer you insurance coverage, you can fill out an application through the Marketplace. You’ll find out if you qualify for: A health insurance plan with savings on your monthly premiums and out-of-pocket costs based on your household size and income.

Do you need to sign up for Medicare if you are still working?

If you plan to continue working past the age of 65 and have health insurance from your job, your first step is to ask your benefits manager or human resources department how your employer insurance works with Medicare. In most cases, you should at least take Medicare Part A because it’s free.