A. If you pay premiums under a flexible benefits plan with pre-tax dollars, or if your employer pays part or all of your premiums, some of the benefits you receive may be taxable. In addition, a 1099 form will be sent to the insured if a group Critical Illness benefit of more than $10,000 is provided.

Can you offer benefits to 1099 employees?

1099 Employees and Benefits If you hire a worker as a 1099 contractor, you are not required under law to offer the contractor the same benefits you provide to your actual employees. However, regulations do allow you to offer self-employed health insurance if you choose to do so.

Does AFLAC cover independent contractors?

As an independent contractor, you have the freedom and flexibility to build your own business. Manage your team, time and resources to watch your business grow. Your passion for success pays off. Aflac offers an opportunity for unlimited earning potential, performance-based incentives, trips and other rewards.

Do 1099 employees get PTO?

Independent contractors do not get paid time off or earn vacation days as employees do. Some loss of income is expected unless contractors take on some extra work or budget in their vacation time when establishing their rates.

How to contact the Aflac Employee Resource Center?

We’re always just a phone call away. Contact your Aflac Expert Benefits Advisor or call our Customer Service Center at 1-800-99-AFLAC (1-800-992-3522). We’re standing by Monday through Friday, 8 am to 8 pm ET. Want to leave us feedback?

What do you need to know about hiring a 1099 employee?

Here are five things you need to know before hiring a 1099 employee. A 1099 employee is an independent contractor or a freelancer. 1099 refers to the forms that contractors receive from the companies that hire them. When a business hires an independent contractor, it is comparable to the contractor signing a contract with a business.

What does Aflac do for a business owner?

Business Owners Aflac lets you provide your employees with outstanding benefits without costing you a penny. Agents Explore the unlimited potential and flexibility that comes with the opportunity to become an Aflac insurance agent. Brokers Offer your clients better benefit options with Aflac supplemental insurance policies.

Where can I Find my Aflac tax ID?

Aflac Business Services is the easiest, most secure way to view your account information and pay your Aflac invoice. Use your Tax ID and ZIP code to retrieve your plan documents at anytime, day or night, and print them for your records.